Terms of service

Terms of Service

Effective Date: March 16, 2026

By accessing, purchasing, or using any product from Morgan & Crown Creatives (“we”, “us”, “our”), you agree to be bound by these Terms of Service.

1. Digital Product Licence

All products sold are digital downloads.

Upon purchase, you are granted a:

  • Personal
  • Non-transferable
  • Non-exclusive licence

to use the product for your own personal use only.

This includes (but is not limited to):

  • Resume templates
  • Cover letter templates
  • ATS guides
  • Educational ebooks (including beekeeping and agricultural guides)
  • Downloadable PDFs
  • Editable Canva templates

You may not:

  • Resell, redistribute, sublicense, or commercially exploit any product
  • Share files, download links, or Canva access links
  • Upload products to file-sharing platforms or marketplaces
  • Claim our design, layout, or written content as your own
  • Create derivative products for sale based on our materials

All intellectual property remains the sole property of Morgan & Crown Creatives.

2. Digital Content & Right to Cancel

By completing a purchase, you acknowledge that:

  • The product is digital content supplied electronically.
  • Access is provided immediately after payment.
  • You consent to immediate performance of the contract.
  • You waive your 14-day right to cancel under the Consumer Contracts Regulations 2013 once download access has been provided.

Please refer to our Refund Policy for further details.

3. Educational Content Disclaimer

All educational guides and materials are provided for informational purposes only.

We do not guarantee:

  • Agricultural yield
  • Hive health outcomes
  • Business profitability
  • Job interviews or employment outcomes
  • Specific results of any kind

Beekeeping and agricultural practices involve inherent risks, including but not limited to:

  • Bee stings
  • Allergic reactions
  • Property damage
  • Financial loss
  • Colony loss

You are solely responsible for:

  • Complying with local laws and regulations
  • Seeking professional, medical, veterinary, or legal advice where appropriate
  • Verifying region-specific guidance
  • Assessing risks before implementing any practices

To the fullest extent permitted by law, Morgan & Crown Creatives accepts no liability for loss, injury, or damages arising from the use of our materials.

Nothing in these Terms excludes liability for death or personal injury caused by negligence where such exclusion would be unlawful.

4. Canva Licence Notice (Templates Only)

Some template elements may require Canva Pro.

You are responsible for ensuring compliance with Canva’s licensing terms.

Morgan & Crown Creatives is not affiliated with Canva.

5. Payments

Payments are processed securely through third-party providers (including but not limited to Stripe and PayPal).

We do not store or have access to your full payment details.

6. Prohibited Use

You may not:

  • Remove copyright notices
  • Repurpose content into competing products
  • Use our content for commercial training or resale
  • Share access credentials

Unauthorised use may result in termination of licence and potential legal action.

7. Limitation of Liability

To the fullest extent permitted by law:

Morgan & Crown Creatives shall not be liable for any indirect, incidental, consequential, or special damages arising from the use or inability to use our products.

All products are provided “as is” without warranties of any kind, whether express or implied.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales.

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Contact

For any questions regarding these Terms:

contact [at] morganandcrown [dot] com